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Rejection By Bank Status Report Of PUNJAB GRAMIN BANK



Sr.No
PARTICULARS
No.of.proj
In %
1 Total No of Application Forwarded 1531 -
2 Total No of Application Rejected 670 43.76
3 Not Viable 44 6.57
4 PMEGP Target Achieved for current year 0 0
5 Out of service area 7 1.04
6 Applicant not intrested 103 15.37
7 CIBIL Report not satisfactory 92 13.73
8 Defaulter 19 2.84
9 Unable to deposit own contribution 4 .6
10 Existing unit 74 11.04
11 Inadequate knowledge in proposed industry 28 4.18
12 Activity in negative list as per PMEGP Scheme 0 0
13 Already Govt. Employee 0 0
14 Unable to submit Documents 60 8.96
15 Spouse PMEGP/REGP Loan availed 2 .3
16 Applicant requested to return application 107 15.97
17 Improper application 17 2.54
18 Revised Application Submitted 67 10
19 Applicant willing to avail PMEGP loan from other bank 8 1.19
20 Other Reasons 0 0